Resources
Blogs
Blog21 October 2025
The Annuity Blind Spot: Why UK Retirement Security is at Risk
Executive Summary Millions of people in the UK are on track to experience poverty in retirement. Government data show that 45% of adults are saving nothing for their pensions. In a call for evidence to the Work and Pensions Committee earlier this year, Pensions UK, then the Pensions and Lifetime Savings Association, highlighted women, ethnic
Blog15 October 2025
Strike while the iron is hot: Why annuity rates are at a high
If you’ve been considering an annuity for retirement income, 2025 presents a compelling opportunity that hasn’t existed for over a decade. Annuity rates are among the highest they have been in over 10 years, being fuelled by the recent rate hikes and strong bond market yields. With rates reaching levels not seen since before the
Blog2 October 2025
Fixed term annuities: The flexible alternative to lifetime income
When most people think of annuities, they envision lifetime income products that provide payments until death. However, fixed term annuities offer a compelling alternative that combines guaranteed income with flexibility and control. These products provide secure income for a predetermined period while preserving options for the future, making them increasingly popular among modern retirees seekin
Blog17 September 2025
Annuity indexation: protecting your retirement income against inflation
One of the most overlooked yet crucial decisions when purchasing an annuity is whether to include indexation. This feature can mean the difference between maintaining your standard of living throughout retirement or watching inflation gradually erode your purchasing power. Understanding indexation and choosing the right rate requires careful consideration of multiple factors that will impact
Blog17 September 2025
Don’t settle for default: why shopping around for your annuity could be worth thousands
When your pension pot matures, your provider will likely send you a quote for an annuity. It’s tempting to accept this offer – after all, they’ve managed your money for years, and it seems like the natural next step. However, this decision could cost you tens of thousands of pounds over your retirement. The “open
Blog17 September 2025
Understanding value protection: A guide to making an informed decision
When planning for retirement, annuities often emerge as a compelling option for those seeking guaranteed income and financial security. However, the decision to purchase an annuity becomes more complex when considering additional features like value protection. This comprehensive guide explores the fundamentals of annuity purchasing and examines the pros and cons of adding value protection
News
News27 October 2025
Millions risk missing the retirement they want because they overlook annuities
Millions risk missing the retirement they want because they overlook annuities. YouGov research for National Annuity Day reveals women are most vulnerable. LONDON, 21 October 2025 – New YouGov research for the UK’s first-ever National Annuity Day reveals a major gap between what people want in retirement—stability, comfort, and predictability—and their understanding of how annuities
News17 September 2025
UK’s first National Annuity Day launched to help people secure retirement income
17 September 2025 – Pension Potential, part of Punter Southall Group, has created the UK’s first National Annuity Day, taking place on 21 October 2025. Supported by Aviva, L&G and Standard Life, the initiative aims to raise awareness of annuities and their role in providing guaranteed, lifelong income. Once dismissed as old-fashioned in the post-pension
Events
Events17 September 2025
Advisor Roundtable
National Annuity Day Advisor Roundtable Tuesday 21st October at 9am
Events17 September 2025
Pensions Roundtable
National Annuity Day Pensions Roundtable Tuesday 21st October at 11am
Events17 September 2025
National Annuity Day
National Annuity Day Tuesday 21st October
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