by Lindsay Butterworth | Oct 21, 2025 | Blogs
Executive Summary Millions of people in the UK are on track to experience poverty in retirement. Government data show that 45% of adults are saving nothing for their pensions. In a call for evidence to the Work and Pensions Committee earlier this year, Pensions UK,...
by Lindsay Butterworth | Oct 15, 2025 | Blogs
If you’ve been considering an annuity for retirement income, 2025 presents a compelling opportunity that hasn’t existed for over a decade. Annuity rates are among the highest they have been in over 10 years, being fuelled by the recent rate hikes and...
by Steve Butler | Oct 2, 2025 | Blogs
When most people think of annuities, they envision lifetime income products that provide payments until death. However, fixed term annuities offer a compelling alternative that combines guaranteed income with flexibility and control. These products provide secure...
by Lindsay Butterworth | Sep 17, 2025 | Blogs
When your pension pot matures, your provider will likely send you a quote for an annuity. It’s tempting to accept this offer – after all, they’ve managed your money for years, and it seems like the natural next step. However, this decision could cost you...
by Lindsay Butterworth | Sep 17, 2025 | Blogs
One of the most overlooked yet crucial decisions when purchasing an annuity is whether to include indexation. This feature can mean the difference between maintaining your standard of living throughout retirement or watching inflation gradually erode your purchasing...
by Steve Butler | Sep 17, 2025 | Blogs
When planning for retirement, annuities often emerge as a compelling option for those seeking guaranteed income and financial security. However, the decision to purchase an annuity becomes more complex when considering additional features like value protection. This...
